Underinsured Car Accident
Minnesota Auto Accident Lawyer
It is mandatory that every vehicle on the road carry insurance. However, many people choose the bare minimum when it comes to auto insurance. Not only will this negatively impact their ability to make a claim if in an accident but it can also have devastating effects for the other drivers in the accident. If you have suffered a car accident caused by an underinsured motorist, contact Frentz and Frentz Law today to see how we can help.
Minnesota Underinsurance Coverage
The state of Minnesota requires all drivers to carry underinsured motorist coverage (IUM) in addition to liability and personal injury protection coverage. What this means is that, even if the other driver is not properly insured on the road, you can still receive help with your expenses. The problem, however, is that the whole process is confusing and time consuming. Most insurance companies are looking for the quickest payout to limit the amount of money you receive and maximize their profits. The last thing you want to deal with during this difficult time is fighting with the insurance company – let us do the legal dirty work for you.
Any car accident is traumatizing without worrying about the financial aftermath of the injuries and damages incurred. If you are in an underinsured car accident, it is important that you follow these steps:
- Get as much information as possible from the other drivers and witnesses to the accident
- Contact the police, obtain a badge number for reference
- Take photos of the accident, the damages and the injuries if possible
- See a doctor and keep records of his findings and all receipts for medical expenses and other expenses incurred
- Contact Frentz and Frentz Law. We will be able to use all this information when filing an underinsured motorist claim.
Mankato Car Accident Lawyer
If you have been injured in a car accident, your main goal will be recovering. This may mean spending time in the hospital, hiring a nanny to take care of the children, taking time off work and spending weeks, if not months, in rehabilitation. However, just because you have suffered in a car accident does not mean the bills will stop. In addition to the regular mortgage, car payments and grocery bills, you also have additional medical expenses and insurance paperwork to worry about. Our attorneys will take care of the legal aspects of the accident so you can concentrate on recovering. We will ensure you are fully compensated for your physical, emotional and financial suffering during an underinsured motorist accident including:
- Medical expenses that are not covered by your personal injury auto insurance
- Loss of income if unavailable to work
- Funeral and burial expenses if you have lost a loved one due to the accident
- Compensation for lost future earning capacity
- Compensation for loss of quality of life, loss of companionship and emotional distress
- Compensation for rehabilitation and occupational therapy
Mankato Accident Lawyer & Attorney
If you or a loved one has been injured or killed in a car accident due to the negligence of an underinsured motorist, you will need the experience and aggressive representation of our lawyers. Our law firm has represented thousands of individuals who have been harmed in some way due to the negligence of someone else. You should not have to pay the financial consequences for someone else’s negligence.
Call Frentz and Frentz at 507-345-4505 or call toll free at 1-800-450-4505 for your free consultation. You want to have experience on your side so that you can receive the compensation you deserve. We don’t get paid unless you get paid.